Auto Insurance

Navigating automobile insurance can be complicated, that is why the team at Rozon Insurance Brokers Ltd. is dedicated to simplifying the process and helping you purchase the insurance coverage that you need to protect your vehicles.

What coverage is mandatory in Ontario?

Liability Insurance

Protects you financially if you are liable for injuring people or their property in an accident.

Accident Benefits

Medical expenses, income replacement, attendant care, and death or funeral benefits following an injury or death involving an accident.

Uninsured Motorist

Covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have sufficient automobile insurance or is uninsured.

Direct Compensation

Protects you if your vehicle sustains damage in a non-responsible accident.

What optional coverages are available to protect my vehicle?


Provides coverage if your vehicle is damaged in a responsible collision with another vehicle or object.

Specified Perils

Covers damage to your vehicle caused by fire, hail, theft, and flood.


Provides Specified Perils coverage plus vandalism, falling objects, and collision with an animal.

All Perils

Combined collision and comprehensive coverage with additional theft protection in the event that your vehicle is stolen by an additional driver or someone in your household.

Loss of Use

Provides coverage for you when you need to pay for other means of transportation (example: rental vehicle) while it is being repaired or replaced after a claim.

Liability for Damage to Non-Owned Automobiles

This endorsement extends coverage to non-owned automobiles (Example: a rented or borrowed vehicle) in North America.

Waiver of Depreciation

Eliminates the depreciation of your vehicle value in the event of a claim.

Claim Protection

The Accident Forgiveness endorsement can save you a lot of money on your automobile insurance premiums by protecting your claim-free driving record.

Minor Conviction Protection

Protects your conviction-free discount in the event of a minor conviction on your driving record.

Emergency Roadside Assistance

Helps with the cost of emergency roadside assistance for things such as emergency towing, a flat tire, or locking your keys in the car.

Contact us now for a no-obligation quotation!

The brokers at Rozon Insurance Brokers Ltd. will review the options available to reduce your automobile insurance costs and help you understand the best coverage that you need for your vehicle. We offer quotations from a variety of insurance providers to provide you with competitive automobile rates for your insurance needs and exceptional support in the event of a claim.