Cottage Insurance

The team at Rozon Insurance Brokers Ltd. know that farming isn’t only your livelihood, it’s a way of life. Our experienced brokers will work with you to create a policy that provides the coverage and peace of mind you need for everything from dairy farms to hobby farms. Big or small, we can cover it all!

Our Goal

Our objective is to research and propose the best combination of appropriate coverage, service, and cost. To be certain that your cottage is properly insured if something unexpected happens, we will review the reconstruction cost, how often the property is occupied, and whether or not you rent it to others.

Second Location Cottages

Specialized

Cottages require specialized insurance; these locations are often located in remote areas and can be vacant for extended periods of time. It’s important that your insurance provider factors in the specific details of your location and how it’s occupied.

Replacement Cost

To be certain that your cottage is properly insured if something unexpected happens, we will review the reconstruction cost.

Year Round Accessible

If the location is accessible year round and you spend a lot of time there, you may be able to purchase coverage that is similar to homeowner insurance.

Vandalism

If your property is a victim of vandalism, costs to repair and replace can be covered.

Water Damage

If water damage has crept into your property, we can ensure the repair is insured.

Recreation

We can also advise you on insuring the toys that often come along with cottage life, such as watercraft, ATV’s, and snowmobiles.

Seasonal Cottages

Seasonally Accessible

If the roads are not cleared during the winter or if you only use the location a few times a year, there are different coverage options available as a seasonal cottage

Hail Protection

Damage from a hail storm can be devastating. Coverage is available to insure the outcome of these damaging storms.

Lightning Protection

Although it may seem rare, lightning can wreak havoc on a property, causing trees to fall or damage to the structure itself.

Wind Protection

Roofing shingles are most at risk from high wind damage.

Recreation

We can also advise you on insuring the toys that often come along with cottage life, such as watercraft, ATV’s, and snowmobiles.

Recreation

We can also advise you on insuring the toys that often come along with cottage life, such as watercraft, ATV’s, and snowmobiles.

Contact us now for a no-obligation quotation!

The brokers at Rozon Insurance Brokers Ltd. will review the options available to reduce your cottage insurance costs and help you understand the best coverage that you need for your cottage. We offer quotations from a variety of insurance providers to provide you with competitive rates for your insurance needs and exceptional support in the event of a claim.