8 Steps to Take After a Collision: Protecting Yourself and Your Rights

After a collision, it is important to take immediate action to ensure the safety of yourself and others, protect your rights, and properly document the incident. Here are 8 things you should do immediately following a collision:

  1. Stop your vehicle. Failure to do so may result in criminal prosecution.
  2. Remain calm and call emergency services if anyone is injured, if there is significant property damage, or if you suspect another driver may be at fault for the collision.
  3. Report the collision to the police as required by the regulations in your province.
  4. Move the vehicles to a safe location if it is safe to do so. If the vehicles are not drivable, turn on the hazard lights or surround the vehicles with cones or warning triangles.
  5. Do not admit fault for the collision, sign any documents regarding fault, or promise to pay for damages.
  6. Document all collision details, including what happened, when and where it happened, as well as weather and road conditions. Take pictures of the vehicle damage if possible.
  7. Collect the names, addresses, license plate numbers, and insurance information of all drivers, passengers, and witnesses involved in the collision.
  8. Be cautious of tow truck operators who may pressure you to authorize towing or repairs. You have the right to request estimates of fees in advance.

It is also important to note that if anyone is injured, it is advisable to consult with a personal injury lawyer.


Here are a list of numbers to contact if you’ve been in an accident

24 Hour Insurance Company Emergency Numbers

  • Aviva: 1-866-692-8482
  • Economical Insurance Group: 1-800-607-2424
  • Commonwell Mutual Insurance Group: 1-800-263-7684
  • Gore Mutual Insurance: 1-800-265-8600
  • Grenville Mutual Insurance: 1-800-267-4400
  • Intact Insurance: 1-866-464-2424
  • Optimum Frontier: 1-877-806-8023
  • Perth Insurance: 1-800-607-2424
  • Western General: 1-800-607-2424